Скачать или смотреть Wells Fargo Choice Privileges Select Credit Card Review 2025 | Worth It or Leave It?

The Wells Fargo Choice Privileges Select Mastercard solves the challenge of turning routine expenses into major travel rewards by offering 10 points per dollar at Choice Hotels, 5 points per dollar on gas, groceries, home improvement stores, and phone plans, plus 2 points per dollar on all other purchases. A 60,000-point welcome bonus after $4,000 spend in the first three months, combined with a 30,000-point anniversary bonus every year, offers serious value that can translate into multiple free nights. Automatic Platinum Elite status delivers perks like possible room upgrades and a 20% points bonus on stays, while the fourth night free on reward bookings stretches points even further. With no foreign transaction fees, travel protections, and credits like Global Entry or TSA PreCheck, it aims to make both domestic and international travel smoother. But with a $95 annual fee, high APR, and limited redemption flexibility tied to the Choice Hotels network, this card demands a strategic traveler to unlock its full potential. There’s a powerful way to stack its perks that most cardholders never figure out—until they miss their shot.

Pros:
10 points per dollar at Choice Hotels
5 points per dollar on gas, groceries, home improvement stores, and phone plans
2 points per dollar on everyday purchases
60,000-point welcome bonus after $4,000 spend in the first 3 months
30,000-point anniversary bonus every year
Automatic Platinum Elite status with 20% points bonus on stays
Fourth night free on reward stays
No foreign transaction fees
Travel protections and Global Entry/TSA PreCheck credit

Cons:
$95 annual fee
High variable APR for carried balances
Points mainly redeemable with Choice Hotels and select airline partners
No intro APR offers
Points may expire if unused

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