USDA loan requirements (BEST 0% down loan)

USDA is a great loan option for 0% down. Here are all the requirements you need to know!

Property eligibility: https://eligibility.sc.egov.usda.gov/...
Income eligibility: https://eligibility.sc.egov.usda.gov/...
Turn Times: https://www.rd.usda.gov/page/sfh-guar...

► ► Get Pre-Approved With My Team → https://www.winthehouseyoulove.com/le...
► ► Get An Agent Referral → https://www.winthehouseyoulove.com/agent

TOP RESOURCES
📉 Today’s Rates → https://www.winthehouseyoulove.com/rates
🏡 Max Purchase Price Calculator → https://www.winthehouseyoulove.com/ma...
📊 Loan Comparison Calculator → https://www.winthehouseyoulove.com/ad...
📅 Complete Buying Timeline → https://www.winthehouseyoulove.com/ti...
🎓 Lower Student Loan Payments → https://www.winthehouseyoulove.com/st...
💳 Credit Score Simulator → https://www.winthehouseyoulove.com/cr...

0:00 2023 USDA loan requirements (BEST 0% down loan)
0:24 Highlights
2:05 What is USDA?
3:32 Pick a helpful team
4:55 Down payment
5:52 Closing costs
9:05 Get pre-qualified with out team
9:21 Seller credits
11:11 Proof of funds
13:02 Credit Score
15:53 Credit Events
16:21 Interest rates
17:09 Mortgage insurance
19:29 Affordability
21:57 GUS
24:42 Max Purchase Price Calculator
25:21 Manual Underwriting
26:12 Property Requirement
26:21 USDA \Map
29:03 Get a Real Estate Agent
29:32 Appraisal Highlights
31:06 Example - Rosebugh, OR
32:52 Example - Franklin, KY
34:04 Commute
36:40 Income and Employment
39:24 Loan Limits
39:59 Student Loans
41:21 Special Requirements
44:26 Refinancing
45:36 Success Rate & Seller Perception
46:56 How do you get one?


— DISCLAIMER —
Kyle Andrew Seagraves is Federal Mortgage Loan Originator (NMLS 1701021) licensed in all 50 states with the Dan Frio Team at Allied First Bank (NMLS 203463), an Equal Housing Lender. Separately, Kyle owns Win The House You Love LLC, an education company. Win The House You Love LLC is not a lender, does not issue loan qualifications, and does not extend credit of any kind. This video is only for educational usage. All calculations should be verified independently. This video is not an offer to lend and should not be used directly to make decisions on home offers, purchasing decisions, or loan selections. Not guaranteed to provide accurate results, imply lending terms, qualification amounts, or real estate advice. Seek counsel from a licensed real estate agent, loan originator, financial planner, accountant, and/or attorney for real estate, legal, and/or financial advice. Allied First Bank is not affiliated with the VA, FHA, or any other government agency. This video has not been approved by any government agency.