Скачать или смотреть What You Don't Realize About Buying a Home in Florida

If you’re buying a home in Florida, there’s one major thing most buyers don’t realize — and it can completely change your monthly cost of ownership.

✅ Home insurance in Florida is NOT like other states
🌴 Wind, hurricane, and flood coverage can dramatically impact payments
🏡 Insurance costs vary by location, age of home, roof, and elevation
💎 Newer construction often qualifies for major insurance discounts
🌆 Waterfront and coastal homes require extra planning

Many buyers focus only on the purchase price and interest rate — but in Florida, insurance can rival or even exceed property taxes. Two homes at the same price can have very different monthly costs depending on roof age, storm protection, elevation, and distance to the coast.

The good news? With the right strategy — choosing the right home, understanding insurance early, and working with local experts — you can avoid surprises and make a smart, confident purchase in South Florida.