Скачать или смотреть How to pay off mortgage at Truist bank I S M TECH

Paying off your mortgage at Truist Bank and transferring money from Chime to Truist Bank involves two key actions: completing the mortgage payoff and transferring the necessary funds to your Truist account from Chime. Below are the steps to accomplish both tasks.

Steps to Pay Off Mortgage at Truist Bank
1. Determine Your Payoff Amount
Step 1: Contact Truist Bank by logging into your online banking account or calling Truist customer service at 1-800-226-5228.
Step 2: Request the payoff amount for your mortgage loan. This amount includes your remaining principal, interest, and any fees due.
Step 3: Review the payoff statement to ensure it includes any prepayment penalties or fees.
2. Make a One-Time Mortgage Payoff
Step 1: Choose the payment method you prefer. Truist typically accepts mortgage payoffs through:
Wire Transfers
ACH Transfers
Certified Check
Money Orders
Step 2: If you're paying from an external account (like Chime), ensure you have the correct Truist bank account and routing number to initiate the payment.
Step 3: In some cases, you can pay off your mortgage directly via Truist's online banking platform. To do this:
Log into your Truist Online Banking.
Select the Mortgage Account and navigate to Payoff.
Enter the amount to pay off and complete the transaction.
3. Confirm Payment and Finalize the Mortgage
After the payment is made, confirm that your mortgage is paid off.
You may receive a lien release document from Truist, which confirms that your mortgage is fully satisfied.
Keep this document safe as proof of payment.
Steps to Transfer Money from Chime to Truist Bank for Mortgage Payment
Once you know the payoff amount, you can transfer funds from your Chime account to Truist Bank to complete the payment. Below are the options for transferring money:

1. Using ACH Transfer (External Account Transfer)
Step 1: Log in to your Chime app or online account.
Step 2: Navigate to Transfers or Move Money.
Step 3: Select Transfer to an External Bank Account.
Step 4: Add your Truist Bank Account by entering:
Your Truist Account Number.
Your Truist Routing Number (e.g., 061000104 for domestic transfers).
Step 5: Enter the amount you want to transfer (the full mortgage payoff amount).
Step 6: Choose the transfer date and confirm the details.
Step 7: Click Confirm to initiate the ACH transfer. This will take 1-3 business days to process.
2. Using Zelle (If Truist Bank and Chime Support Zelle)
Step 1: Open the Chime app and navigate to Pay Anyone (Zelle).
Step 2: Enter your Truist account holder's name, email address, or phone number linked with Zelle at Truist Bank.
Step 3: Enter the amount you want to transfer (for your mortgage payoff).
Step 4: Confirm the details and hit Send.
Step 5: The transfer will be completed instantly or within minutes if both accounts are registered with Zelle.
3. Wire Transfer
For faster processing and larger amounts, you can use a wire transfer to pay off the mortgage:

Step 1: Contact Chime customer service at 1-844-244-6363 to request a wire transfer to Truist.
Step 2: Provide your Truist Bank account number, routing number, and the payoff amount.
Step 3: Wire transfers typically complete on the same day or the next business day, depending on the cut-off time.
Step 4: Confirm that Truist receives the wire transfer and applies the funds to your mortgage.
4. Using Chime’s Direct Deposit for Future Payments
If you are consistently paying off your mortgage using Chime, you can set up Direct Deposit to send your mortgage payment to Truist automatically each month.
Step 1: Log into your Chime account and go to Direct Deposit settings.
Step 2: Add your Truist bank routing and account numbers.
Step 3: Ensure that your payments align with your mortgage due date.
Confirming Mortgage Payment Completion
After the transfer, contact Truist Bank to confirm that the payment has been received and applied to your mortgage.
You will also receive a confirmation statement and possibly a lien release if the mortgage is fully paid.
Tips
Ensure Proper Timing: Mortgage payments via ACH or wire transfers may take a few days to clear. If you're paying off the mortgage in full, confirm that the payment clears before the due date.
Chime Transfer Limits: Chime may have daily limits for transfers, so check if the full mortgage amount can be transferred in one go. You may need to make multiple transfers if the amount exceeds the limit.
SEO Keywords
#PayOffMortgageTruistBank #TransferMoneyFromChimeToTruist #ChimeMortgagePayment #MortgagePayoff #ChimeToTruistBank #MortgageTransferChime #PayoffMortgageOnline #ACHTransferChime #ZelleTransferTruist #WireTransferTruist