Скачать или смотреть Rewrite Your Money Story. Yanely Espinal

Rewrite Your Money Story. Yanely Espinal.

Our relationship with money goes deeper than numbers on a spreadsheet? It all starts in our mind. My guest today is award-winning financial educator and author of the book “Mind Your Money,” Yanely Espinal. She joins me to spotlight the emotional and psychological aspects that influence how we manage, spend, and even talk about money.

Yanely shares openly about growing up below the poverty line, only realizing she was different when applying for financial aid programs in high school. She unpacks the guilt and scarcity mindset that held her back along with the shopping addiction tied to wanting to feel normal.

Now a leading voice in financial literacy advocacy, Yanely is on a mission to transform money mindsets through education. She offers tangible advice around childhood financial trauma, automating your savings to avoid temptations to spend, finding community support, and the importance of making money conversations mainstream.

In this vulnerable conversation we explore the roots of financial trauma and how becoming aware of our own money stories is the first step toward real change.

Key Moments:
00:00 - Intro
02:22 - Highlighting spending habits to become self-aware
03:31 - Guilt around having more opportunities than parents
04:24 - Money conversations need to be more mainstream
05:50 - Importance of diverse perspectives with money
08:07 - Multiple voices needed in personal finance space
11:54 - Managing money guilt while still moving forward
12:46 - Protecting your mind and ability to reflect in fast-paced world
16:20 - Shopping addiction tied to wanting to fit in and feel worthy
20:21 - Campus credit card marketing used to be predatory
21:58 - Automate savings so you don't have to think about it
24:26 - Main money motivation is progress over standing still
25:29 - Saving up to buy first investment property
29:47 - Financial literacy never taught in elementary classrooms
32:22 - Pushing ballot initiative for California high schools
34:26 - Making money help a community thing reduces isolation
35:45 - Normalizing open money talks eliminates shame

Resources Mentioned:

Yanely’s Book: https://www.mindyourmoneybook.com/

Yanely’s Website: https://www.missbehelpful.com

Californian’s For Financial Education Initiative: https://www.financialed4ca.com/

Could one dollar change your financial story? Learn more: https://go2.money/book-deal

To listen to the podcast: https://apple.co/3ABLqpX

For more info: https://go2.money/podcast or follow us: https://go2.money/follow