Скачать или смотреть Is Renting Better Than Buying? (The Math)

"Rent is throwing money away." You’ve heard it from your parents, your friends, and definitely your real estate agent. But in 2026, this advice isn't just outdated—it’s mathematically wrong. 📉

For millions of people, buying a home is not a "ladder to wealth." It is a leverage-fueled consumption purchase that traps you in debt and stagnation. In this video, we dismantle the American Dream marketing script to reveal the uncomfortable truth: Your house is a liability, not an asset.

We break down the "Unrecoverable Costs" of homeownership—the money you throw away on interest, taxes, and repairs that is mathematically identical to rent. We also calculate the Price-to-Rent Ratio, the single most important number for deciding where to live, and show why renting might be the smartest "short" position you can take against the housing market.

👇 IN THIS VIDEO, WE COVER:

The Unrecoverable Costs: Why "owning" costs just as much as "renting" in the first 10 years.

The 5% Rule: How to calculate if your market is a trap.

The Opportunity Cost: Why locking $100k in a wall kills your compounding growth.

The Mobility Premium: Why the wealthy pay for flexibility, not deeds.

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📚 RESOURCES & REFERENCES:

Robert Shiller’s Home Price Index Data (Real Estate vs. Inflation)

The NYT Rent vs. Buy Calculator

The Wealthy Renter by Alex Avery

ABOUT STEVE INVESTS: Welcome to Steve Invests. I’m Steve, your animated financial mentor. I break down complex money concepts, financial psychology, and wealth-building strategies into simple, honest, and sometimes painful truths. No get-rich-quick schemes—just the math of freedom.

⚠️ DISCLAIMER: I am a cartoon, not a certified financial advisor or real estate agent. Real estate markets are highly local. The content in this video is for entertainment and educational purposes only. Please run your own numbers before signing a 30-year mortgage.

#RentVsBuy #HousingMarket #RealEstateInvesting #PersonalFinance #SteveInvests #Homeownership #FinancialFreedom #WealthBuilding