Micro, Small, and Medium Enterprises (MSMEs) face several challenges that hinder their growth and sustainability. One prominent issue is limited access to finance, as these enterprises often struggle to secure affordable loans and investment due to their size and perceived risk. Additionally, MSMEs frequently encounter difficulties in adopting modern technologies and innovations, which are crucial for enhancing productivity and competitiveness. Regulatory compliance poses another significant hurdle, with complex bureaucratic procedures and stringent requirements consuming valuable time and resources. Furthermore, inadequate infrastructure, including unreliable power supply and transportation networks, further impedes operational efficiency. Addressing these challenges is essential for fostering the development of MSMEs, which play a vital role in economic growth, employment generation, and poverty alleviation in many economies around the world. #GYAN IAS ACADEMY PATNA
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