Скачать или смотреть ​🏠 How Much SALARY You Need for a Home Loan?

​🏠 How Much SALARY You Need for a Home Loan? #gk

​"Can I afford my dream home? Use this simple salary chart!"

​"Buying your first home is a massive financial goal, but how much can you actually afford? This video breaks down the golden rule of home loan affordability based on the popular 40% EMI-to-Salary Ratio.
​We analyze the required monthly salary for loan amounts ranging from ₹10,00,000 to ₹1,00,00,000 (1 Crore), assuming a standard 9% interest rate and a 20-year loan term. This is the simplified chart you need to calculate your future home purchase!

Why the 40% EMI rule is critical for approval.
​How much salary is required for a ₹50 Lakh home loan.
​The impact of CIBIL/Credit Score on your interest rate.

​Disclaimer: These figures are estimates based on the common 9% interest, 20-year term, and 40% EMI-to-Salary rule. Final figures will vary based on your lender, credit score, and current interest rates.
​Hit LIKE if this helped you plan your home buying journey! Comment below with the loan amount you are aiming for! 👇
​#HomeLoanIndia #RealEstateIndia #FinancialPlanning #HomeBuyingTips #EMI"

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