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⚠️ Do you know why most Health Insurance claims get rejected in India?
Before buying a Health Insurance Policy for Family, you MUST understand these 10+ hidden rules.

In this video, Dr. Vemuri Naga Sankar (Neuro Surgeon, Leela Karthikeya Hospital, Guntur) explains all the important points every family should know.

⏰ Chapters / Timestamps:

00:00 – Health Insurance Policy for Family is Important 👨‍👩‍👧‍👦
00:25 – Why you must buy insurance for older family members
00:45 – Sum Insured & Minimum Policy Coverage explained
01:17 – Network Hospital Coverage importance
01:32 – Pre & Post Hospitalization coverage
01:50 – Pre-Existing Diseases – Hidden Trap ❌
02:14 – Claim Settlement Ratio – Why it matters
02:42 – Room Rent Limit – Hidden cost factor
03:06 – Co-Payment Clause explained
03:36 – No Claim Bonus – Truth behind it
03:55 – Why you must read full Policy Rules
04:15 – Agent Convincing Tactics 😱
04:55 – Top 3 Mistakes while buying Insurance
05:11 – Cheap Insurance Companies – Real risk
05:24 – Why not to depend on brokers blindly
05:45 – Pre-Existing Diseases disclosure (must do!)
06:46 – Save Your Family – Buy the right Insurance ✅

📍 Hospital: Leela Karthikeya Hospital, Guntur
👨‍⚕️ Doctor: Dr. Vemuri Naga Sankar

👉 Watch till the end and protect your family from Insurance Claim Rejections.

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