Скачать или смотреть Can You Get Title Insurance on Subject‑To & Wraps? (FHA/VA Explained)

Can you get title insurance on creative finance deals like subject‑to and wraparound mortgages—especially when the underlying loan is FHA, VA, or a home equity loan? In this video, Scott breaks down when owner’s and lender’s policies are available, who typically pays, and how to work with title companies that understand creative deals.

You’ll learn:
Title insurance availability for subject‑to and wraps
The long‑standing “FHA/VA/home equity” exception—and current underwriter trends
Owner’s vs. lender’s policies (and when a second lien gets a policy)
Selling to a consumer buyer: can your buyer get title insurance?
Who usually pays for title insurance on creative deals
Why title insurance is not mandatory—but when it helps
Choosing a title company that actually understands creative finance & disclosures

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Chapters
00:00 Intro: Why title insurance matters
00:21 Availability on creative deals (quick overview)
00:35 FHA/VA/home‑equity “no policy” rule
00:51 New underwriter openness to FHA/VA
01:25 Subject‑to: owner’s vs. lender’s policy
01:55 When a second lien gets a policy
02:05 Selling to a buyer: can they get title insurance?
02:33 Who typically pays on creative deals
03:31 Title insurance isn’t mandatory
03:51 When title insurance helps the sale
04:05 Pick a creative‑savvy title company
04:37 Wrap‑up & next steps

Scott Horne has been a real estate, title attorney, and investor for over 30 years. Over this time, he has purchased, rehabbed, and sold over 7,000 single family homes. Through his companies and law office, he has transacted over 10,000 creative finance deals. Scott’s experience as both an attorney and an investor puts him in a unique position to help you navigate this tricky business every step of the way.

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1. The Subject To Academy
https://www.theownerfinancenetwork.co...
2. Everything You Need to Know About Liens
https://www.theownerfinancenetwork.co...
3. Scott Horne’s Owner Finance Real Estate Investment Training
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4. 1 Day Recorded Training on Owner Financing
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5. Owner Financing for Realtors
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1. Legal Services
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2. Title Services
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3. Note-Pro Services
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4. RMLO Services
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5. Loan Servicing
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