Скачать или смотреть ICICI Bank home loan process 2025 | interest rate | ICICI Bank Pre Approved Home Loan

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ICICI Bank home loan process :-    • ICICI Bank home loan process 2025 | intere...  
ICICI Bank Pre Approved Home Loan :-    • ICICI Bank home loan process 2025 | intere...  

1. Eligibility Check (Pehle Eligibility Dekhein)
Age: Applicant ki age 21 se 65 ke beech honi chahiye.
Income: Regular income hone chahiye (salaried ya self-employed).
Credit Score: Achha credit score hona zaroori hai (750+ preferred).
2. Required Documents (Zaruri Documents)
Identity Proof: Aadhaar Card, PAN Card, Passport, etc.
Address Proof: Utility bill, ration card, etc.
Income Proof:
Salaried: Salary slips, Form 16.
Self-employed: IT returns, business proof.
Property Documents: Sale agreement, title deed, etc.
Bank Statements: Pichhle 6 months ke bank statements.
3. Application Process (Apply Karna)
Online:
ICICI Bank ki website ya mobile app pe form bhar ke apply karein.
Branch Visit:
Apne nearest ICICI Bank branch me visit karein aur loan application form submit karein.
DSA Agent: Bank ke authorized agents ke through apply karein.
4. Loan Amount Approval (Loan Ki Rakm)
Bank aapki income, property value, aur repayment capacity ke basis par loan amount approve karta hai. Usually, property value ka 75-90% loan diya jata hai.
5. Processing Fees (Charges)
0.25% se 1% tak processing fee lag sakti hai (loan amount par dependent).
6. Loan Disbursement (Paise Milna)
Documents verification aur loan sanction ke baad, loan amount directly seller ya builder ke account me transfer hota hai.
7. Repayment (EMI)
EMI monthly basis pe aapke account se auto-debit hoti hai.
Tenure: 5-30 years tak choose kar sakte hain.
Tips:
Apna credit score check karein aur jitna ho sake advance down payment karein.
Loan ki terms and conditions ko carefully padhein.
Fixed aur floating interest rate ke options samajh kar choose karein.
Agar aapko aur detailed guidance chahiye, ICICI Bank ke customer care se contact karein ya nearest branch visit karein.