Скачать или смотреть 7 Big Banking Rule Changes from 1 January 2026 | Every Bank Account Holder Must Know

Title
7 Big Banking Rule Changes from 1 January 2026 | Every Bank Account Holder Must Know

Description
Major banking rules are set to change from 1 January 2026, directly impacting savings accounts, ATM cards, KYC, and digital transactions. According to reports, banks will tighten KYC norms for long‑inactive or dormant accounts, and customers may need to update documents to avoid restrictions.
Another key change relates to low‑balance savings accounts, where penalty structures may be revised or such accounts could be converted into basic savings accounts with customer consent.
Old cheque books and magnetic‑stripe ATM cards may be phased out, with EMV chip cards and digital payment modes becoming mandatory to reduce fraud.
Additional updates may include changes in auto‑debit rules, UPI limits, KYC compliance timelines, and charges linked to RuPay credit cards. Banks have started informing customers via SMS and official websites. Account holders are advised to check with their bank before 1 January 2026 to avoid transaction issues.

Tags
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bank news India

Hashtags
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Keywords
banking rules from 1 January 2026
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Disclaimer
This content is for informational and educational purposes only and is based on media reports. Banking rules may vary by bank and are subject to official notifications. Viewers are advised to confirm details with their respective banks or official sources.