Скачать или смотреть The IRS is Not Your Partner in Retirement

Saved for decades only to watch the IRS swoop in on your 401(k) and traditional IRA? In this YouTube Short, Phillip Smith of Tidepool Wealth Strategies shows late-career professionals why relying solely on pre-tax accounts invites Required Minimum Distributions, Medicare IRMAA surcharges, and “widow-bracket” tax jumps—creating a retirement tax bomb. Learn the three-step fix: timely Roth conversions, spreading capital gains, and smoothing income in the five-year pre-retirement window. Perfect for searches like “retirement tax planning,” “RMD strategy,” “Roth conversion timing,” and “reduce taxes in retirement.”

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