Скачать или смотреть What Is LTC and What Does It Do?

What exactly is long-term care (LTC) insurance—and what does it really do?

In this in-depth video, Todd Russell, CFP®, breaks down how LTC insurance works and why it matters. You’ll learn:

How LTC insurance helps pay for care at home, in assisted living, or in a nursing facility

The key triggers for benefits—like help with daily living activities or cognitive impairment

✅ Understand how policies differ and what to look for before you buy
✅ Get practical next steps to design coverage that fits your goals

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0:00 Intro
0:36 What is LTC Insurance?
1:18 Framing LTC
2:03 How do you access LTC Benefits?
4:44 Indemnity vs. Reimbursement
6:55 Example of Indemnity vs. Reimbursement
8:28 Alternative Care Provisions
11:39 Concerns You May Have
14:48 Download Guides
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► Visit https://www.myltciplan.com/ for more education and to request a custom proposal and to download free guides

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