Скачать или смотреть Robinhood’s Swagger Is Back, Microsoft’s AI Boom, and How Alto IRA Is Unlocking Private Markets

Welcome to Daily Rip Live with Katie Perry, Shay Boloor, and special guests Howard Lindzon and Eric Satz, CEO of Alto IRA. It’s a heavy-hitting episode focused on Robinhood’s earnings, the role of crypto and prediction markets in fintech’s future, and the massive shift in how retail investors are accessing private markets. With Robinhood going full live-show on their earnings call, Microsoft and Meta flexing their AI muscles, and Apple and Amazon on deck, the crew tackles how the rules of investing are being rewritten from the top down.

Here’s what went down:

💸 Robinhood’s Earnings Go Full Degen
Robinhood beat EPS estimates by a wide margin and hosted its most interactive earnings event ever, live from the Nasdaq. Shay calls it a fundamental and optics win, and Howard says it’s proof that Robinhood has regained its swagger. Eric points out the company’s move upmarket as a driver of broader access to private assets and tokenization.

📈 Prediction Markets Are No Joke
Katie flags that Robinhood’s prediction market platform has already cleared $2B in trades, nearly 10% of FanDuel’s 2023 total handle. Shay thinks this will become a major revenue driver and another unlock for Robinhood's retail strategy.

🏦 Why the Accredited Investor Rule Is About to Change
Eric explains how pending legislation would allow regular Americans to invest in private markets by passing a test, shifting access from wealth-based to knowledge-based. He compares the moment to Schwab democratizing public markets and argues we’re now in the "Charles Schwab moment" for private investing.

🔓 Alto’s Plan to Unlock Private Markets
Eric walks through how Alto IRA lets individuals use retirement accounts to invest in everything from farmland to crypto to venture funds—without the high fees of legacy custodians. He also outlines the platform’s fixed pricing model and how investors can access deals that would otherwise require million-dollar checks.

🔋 Microsoft and Meta Lead AI Monetization
Microsoft’s Azure reported 39% YoY growth and doubled its previous quarterly record in cloud revenue. Meta followed suit with 38% profit growth while still dropping $70B in CapEx. Shay says it’s no longer just about user growth, it’s about monetizing intelligence, and these companies are doing it at scale.

💻 Figma IPO Highlights the Public-Private Divide
Howard says the Figma IPO is great, but another reminder of how long private companies wait to go public. He breaks down how this delay hurts individual investors and why we need functioning IPO markets to bring back real liquidity and innovation.

📉 MAG 7 or Bust?
Eric and Shay argue that true diversification now means owning private equity and private credit, what Eric reframes as a 20-30-50 portfolio (20% public credit, 30% private equity, 50% private markets). Without that, investors are basically just betting on Big Tech and missing everything else.

🇨🇳 ARM’s Misunderstood Growth Story
ARM reported strong earnings, and Shay notes it powers half of the data center market. Despite valuation concerns, Shay argues ARM’s transition away from licensing makes it a future rival to Broadcom.

🍎 Apple Needs a Pulse
Apple is lagging the MAG 7 and facing a serious AI talent drain. Shay says if it shows any AI traction, the stock could catch a bid, but right now, it's the weakest link in the high-flying tech cohort.

🛒 Amazon’s Cloud Moment?
Shay calls out AWS as under pressure to keep up with Azure and Google Cloud. If Amazon misses, it could signal they’re losing the AI CapEx arms race.


Where to find the Daily Rip Live hosts on Stocktwits:
Shay Boloor - https://stocktwits.com/ShayBoloor
Katie Perry - https://stocktwits.com/StocktwitsKP
Howard Lindzon - https://stocktwits.com/howardlindzon
Eric Satz - https://x.com/ericsatz

Subscribe to The Daily Rip Newsletter for your end of day market recap: https://thedailyrip.stocktwits.com/

Learn more about Alto Ira - https://www.altoira.com/

Disclaimer: All opinions expressed on this show are solely the opinions of the hosts’ and guests’ and do not reflect the opinions of Stocktwits, Inc. or its affiliates. The hosts are not SEC or FINRA registered advisors or professionals. The content of this show is for educational and entertainment purposes only. Please consult with your financial advisor before making any investment decision. Read the full terms & conditions here: https://stocktwits.com/about/legal/te...