Скачать или смотреть PNB Substaff to Clerk Promotion 2026 | 50 Important Banking MCQs | Hindi Explanation | PART 14

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🔥 PNB Sub-Staff to Clerk Promotion Exam 2025 | Top 50 Banking MCQs with Detailed Explanation | Hindi


📚 Video Overview:
इस video में हम PNB Sub-Staff to Clerk Promotion Exam के लिए 50 सबसे महत्वपूर्ण Banking MCQs को detailed explanation के साथ cover करेंगे। हर question को Hindi और English दोनों में समझाया गया है।

✅ Topics Covered in This Video:
🎯 Banker-Customer Relationships (Debtor-Creditor, Bailee-Bailor)
🎯 Payment Systems (RTGS, NEFT, IMPS, UPI Lite)
🎯 Cheque Related Rules (Validity, CTS, Positive Pay System)
🎯 Types of Securities (Hypothecation, Pledge, Mortgage)
🎯 Government Savings Schemes (SCSS, PPF, SSY, APY)
🎯 MSME Loans (MUDRA, PM SVANidhi, CGTMSE)
🎯 Priority Sector Lending (PSL Targets)
🎯 NPA Classification (90 Days Rule)
🎯 Minor Accounts (Self-operated from 10 years)
🎯 Important Forms (Form 60, DA-1, DA-2, DA-3)
🎯 Deceased Claims & Nomination
🎯 Locker Operations (Breaking open rules)
🎯 Account Types (HUF, Partnership, BSBDA)
🎯 Digital Banking (CVV, ATM Types, PMJDY)
🎯 AML/KYC Compliance (CTR, STR)
🎯 Currency Notes (Clean Note Policy, RBI Act)
🎯 Foreign Exchange (Indo-Nepal, LRS)
🎯 Deposit Insurance (DICGC - ₹5 Lakh)
🎯 TDS Provisions (Section 194N)
🎯 RBI & Monetary Policy (MPC, Ombudsman)
🎯 Agricultural Schemes (PMFBY, KCC)
🎯 Digital Initiatives (e-RUPI, APBS)
🎯 Important Banking Acts & Committees

🎯 Key Highlights:
✅ All 50 MCQs with correct answers
✅ Detailed explanation in Hindi & English
✅ Current updates (2024-25)
✅ Memory tricks for quick revision
✅ Exam-focused approach
✅ Important numerical values highlighted
✅ Recent policy changes covered

📌 Important Questions Covered:
Q1: Banker-Customer relationship in Deposit Account? (Debtor-Creditor)
Q2: RTGS minimum amount? (₹2 Lakh)
Q3: Clean Note Policy - Under which Act? (RBI Act 1934)
Q4: Hypothecation - Possession with? (Borrower)
Q5: SCSS maximum limit? (₹30 Lakh)
Q6: Cheque validity period? (3 Months)
Q7: RBI Ombudsman appellate authority? (Executive Director CEPD)
Q8: PMJDY RuPay accident insurance? (₹2 Lakh)
Q9: Form 60 - When submitted? (No PAN Card)
Q10: White Label ATM operated by? (Non-bank entities)
...और 40 और महत्वपूर्ण questions!

💡 Why Watch This Video?
🔹 Comprehensive coverage of all banking topics
🔹 Perfect for last-minute revision
🔹 Clear explanations in simple language
🔹 All current updates included
🔹 Time-saving preparation strategy
🔹 Boost your confidence for exam

📖 Chapter-wise Timestamps:
00:00 - Introduction
02:15 - Banker-Customer Relationships (Q1-5)
08:30 - Payment Systems & Digital Banking (Q6-15)
18:45 - Loan Securities & Charges (Q16-20)
26:20 - Government Schemes (Q21-30)
38:15 - NPA & Priority Sector Lending (Q31-35)
45:30 - Forms, Compliance & KYC (Q36-42)
54:00 - Foreign Exchange & Insurance (Q43-47)
01:02:15 - Final Quick Revision Tips (Q48-50)
01:10:00 - Conclusion & Exam Strategy

🎓 Exam Preparation Tips Covered:
✔️ High-priority topics for PNB exam
✔️ Memory tricks and shortcuts
✔️ Common mistakes to avoid
✔️ Time management strategy
✔️ Last-minute revision points
✔️ Expected question patterns

📝 Most Important Points to Remember:
🔸 RTGS Minimum: ₹2 Lakh (No maximum limit)
🔸 NEFT: No minimum limit
🔸 Cheque Validity: 3 Months
🔸 NPA Classification: 90 Days overdue
🔸 PSL Target: 40% of ANBC
🔸 SCSS Maximum: ₹30 Lakh (Budget 2023-24)
🔸 PPF: Min ₹500, Max ₹1.5 Lakh per year
🔸 MUDRA: Shishu (₹50K), Kishore (₹5L), Tarun (₹10L)
🔸 DICGC Insurance