Capital One Venture X vs Chase Sapphire Reserve - Which Credit Card Is Best? (Which Card Is Better?)

Capital One Venture X vs Chase Sapphire Reserve - Which Credit Card Is Best? (Which Card Is Better?). In this comparison video I will talk about Capital One Venture X vs Chase Sapphire Reserve.

So, the main difference between them is their pricing or annual fee.
Capital One Venture X currently charges an annual fee of $395. Capital One Venture X cardholders can also add authorized users at no extra cost. On the other hand, Chase Sapphire Reserve currently has an annual fee of $550 and charges an extra $75 yearly for each authorized user you add.
Therefore, Capital One Venture X is significantly cheaper

Annual Percentage Rate.
The current APR of Capital One Venture X varies from 19.99% to 29.99% on purchases and balance transfers. In comparison, Chase Sapphire Reserve APR, currently varies from 22.49% to 29.49% on purchases and balance transfers.
Capital One Venture X has a slightly lower APR

Welcome Bonus
Both cards offer generous welcome bonuses to new cardholders. Capital One Venture X offers 75,000 bonus miles to new cardholders after spending $4,000 on purchases within the first three months. These bonus miles can be redeemed through the Capital One Travel portal or transferred to one of their travel loyalty programs.
On the other hand, Chase Sapphire Reserve offers a welcome bonus of 60,000 points after spending at least $4000 on purchases during the first three months of opening an account. The welcome bonus points can be redeemed on the Chase Travel portal or transferred to one of their airline or hotel partners.
Capital One Venture X is, therefore, more rewarding to new cardholders

Anniversary Bonus points
Capital One Venture X cardholders receive 10,000 annual bonus miles since account opening, while Chase Sapphire Reserve does not offer anniversary bonus points.
Therefore, Capital One Venture X offers more points.

But do they have any similarities?
Yes, they do. The two cards do not charge a fee for foreign transactions.

So, to sum up, which is better- Capital One Venture X or Chase Sapphire Reserve
I appreciate both credit cards, but I find the Capital One Venture X to be more affordable and beneficial due to their significant welcome and anniversary bonus offers.
Although the Chase Sapphire Reserve comes with high annual fees, it offers premium perks and great options for earning and redeeming points.
Both cards are excellent, but I believe the Capital One Venture X is the better choice overall, as it is more affordable and generally offers more bonus points compared to the Chase Sapphire Reserve.



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