Скачать или смотреть Mastercard Black Card Review 2025 | Worth It or Leave It?

The Mastercard Black Card is engineered to solve the pain points of frequent travelers and high-end spenders looking for luxury, convenience, and exclusive benefits in one package. With its standout black metal design and a $495 annual fee, this card unlocks unlimited global lounge access, up to $100 in airline credits annually, TSA PreCheck or Global Entry fee reimbursement, and generous points that translate to 2% back on airfare and 1.5% for cash. Enjoy a 0% intro APR on balance transfers for 15 billing cycles, no foreign transaction fees, and the reliability of a 24/7 concierge ready to handle your travel, dining, or lifestyle requests. While the perks and luxury are substantial—like secondary travel insurance and exclusive hotel upgrades—the high annual fee means it’s best for those who can truly maximize every feature. For occasional travelers or those not interested in premium experiences, the rewards rate on daily spending may not justify the cost. Does the Mastercard Black Card deliver on its prestigious promise, or does the true value only reveal itself to a select few? The final reveal might surprise even the savviest cardholder.

Pros:
Unlimited global lounge access for cardholder and guests
Up to $100 in annual airline credits
Up to $120 for Global Entry or TSA PreCheck
2% value for airfare redemptions
1.5% value on cash back redemptions
0% intro APR on balance transfers for 15 billing cycles
No foreign transaction fees
24/7 luxury concierge and robust travel insurance

Cons:
$495 annual fee plus $195 per authorized user
High variable APR after intro period
Average rewards rate for everyday spending
Perks only worthwhile for frequent travelers
Minimal value if luxury travel benefits go unused

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