Скачать или смотреть Why Property Taxes & Insurance Are Skyrocketing (and What You Can Do About It)!

Are Property Taxes & Insurance Killing Your Real Estate Dreams?Are rising property taxes and skyrocketing insurance premiums making homeownership harder than ever? 🏡 In this video, I break down the hidden costs that lenders don’t always explain — from escrow shortfalls and surprise bills to state tax caps and skyrocketing insurance rates. Whether you’re buying or selling a home, you’ll learn how taxes and premiums can affect your monthly payments, why insurance quotes aren’t always reliable, and what smart steps you can take to protect yourself.

We’ll cover:
✔️ Why your mortgage payment isn’t as “fixed” as you think
✔️ Which states have property tax increase caps (and which don’t)
✔️ Why home insurance is rising nationwide
✔️ Buyer mistakes to avoid when estimating costs
✔️ Tips to lower risk, appeal tax assessments, and avoid foreclosure

Don’t get blindsided by rising costs — watch before you buy or sell!

👉 Download my free staging, inspection, and selling checklists here: https://lambertgrouphomes.com/resources

👉 Need a trusted realtor referral? Click here: https://lambertgrouphomes.com/agent-r... or call us directly: (949)312-4541.


Maximum Property Tax Increases Per State:
https://0714469f-cd6b-4c16-a961-0448a...

Time Stamps
0:00 – Are rising property taxes & insurance killing your real estate dreams?
0:27 – Hidden costs of homeownership buyers don’t expect
1:17 – Escrow accounts explained: mortgage, property taxes & insurance
2:21 – Why your mortgage payment can suddenly increase
3:01 – State property tax caps vs. unlimited increases
4:25 – Why home insurance premiums are skyrocketing in 2025
6:10 – Can you own a home without insurance? (Mortgage vs. paid-off homes)
7:19 – Real story: $100K insurance claim that destroyed home value
10:00 – Buyer mistakes: relying on seller’s property taxes & insurance costs
11:25 – Insurance quotes vs. bound policies: critical difference
12:25 – How to protect your deal: bind home insurance before closing
13:22 – What to do if you can’t afford rising taxes & insurance
13:58 – How to appeal your property tax assessment step by step
16:10 – My biggest money mistakes & financial lessons learned
18:14 – Alternatives to selling: renting, roommates & lifestyle changes
19:32 – Final thoughts: protecting yourself from rising housing costs

Looking for a qualified agent in your area? Fill out the link below and we'd be happy to help: https://lambertgrouphomes.com/agent-r... or call us directly: (949)312-4541.

Download our free resource/checklists for free!
Download here: https://lambertgrouphomes.com/resources

1. Audra’s Favorite White Paint Colors
2. 13 Interview Questions to ask the Listing Agent
3. Question to Ask When Reviewing a Purchase Offer
4. Home Staging Checklist
5. Home Inspection Checklist
6. What your Agent Should Know About Your Home
7. Home Lighting tips and recommendations

Home Inspection Check List:
   • Top Issues That Come Up During Home Inspec...  

Don't Make These Mistakes when selling your home:
   • Don't make these Design Mistakes when Sell...  

Watch more videos from Audra Lambert:
   • 🔑 Home Buying Tips  
   • 🏡 Home Selling Tips  
   • 📉 Market Trends & Real Estate Insights  

💰 HOME VALUATION: https://hmbt.co/TaWy3g

If you are considering moving or selling your property in Orange County, don’t hesitate in reaching out to me.

For more information visit http://www.LambertGroupHomes.com or give me a call at (949)876-7877.

💁‍♀️ My name is Audra Lambert. I am one of the top agents in Orange County, California. I have over 20 years experience! Contact me...I'd love to hear from you.

This is not legal advice, nor can I give you legal advice Sorry! Everything here is for informational purposes only and not for the purpose of providing legal advice. You should contact your attorney to obtain advice with respect to any particular issue or problem. Nothing here should be construed to form and attorney client relationship. Audra Lambert with the Lambert Group does not render or offer to render personalized investment advice, tax advice, or real estate investment advice. The information provided is for informational purposes only.

CONTACT INFO
Audra Lambert, Lambert Group Homes
📞 (949)876-7877
💌 [email protected]
🖥 http://www. LambertGroupHomes.com

👉🏾 DRE#01909872

👋 LET’S CONNECT
Check out my linktree: https://linktr.ee/audralambertgroup
Like me on Facebook:   / audra.lambert1  
Follow me on Instagram:   / lambertaudra  

🧡 Subscribe to my youtube channel:    / @audralambert  

#RealEstate #PropertyTaxes #HomeInsurance #HomeBuyingTips