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Скачать или смотреть 104.How Much Health Insurance Enough - Min. 50Lacs| For 2026 | Insurance Simplified Harish Singla |

  • Insurance Simplified with Harish Singla
  • 2025-12-08
  • 257
104.How Much Health Insurance Enough - Min. 50Lacs| For 2026 | Insurance Simplified  Harish Singla |
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Описание к видео 104.How Much Health Insurance Enough - Min. 50Lacs| For 2026 | Insurance Simplified Harish Singla |

“What city do you live in & what is your family size?
Comment below and I’ll guide you with your ideal health insurance cover.”

'How Much Health Insurance Enough = Min. 50Lacs'
Medical inflation in India is 14–15% —
which means ₹5 lakh today will feel like ₹10 lakh in just 5 years.
In this video, Harish Singla explains how to calculate your ideal health insurance cover using an easy “2× Rule + City Factor” — adapted for Metro, Urban, Semi-Urban & Rural families.
📘 You’ll Learn:
Real 2026 hospital costs
The 2× Rule + City Factor formula
Smart Base + Top-Up example
How ₹50L cover is affordable
Why to upgrade while healthy

🎥 About This Video - 'How Much Health Insurance Enough = Min. 50Lacs'
Welcome to Insurance Simplified with Harish Singla, India’s most practical and unbiased learning platform for Life, Health, General, Motor, Home & Credit Life Insurance.
In this video, we cover: How Much Health Insurance Enough = 50Lacs — explained in simple language with practical, real-world examples so you can take confident, informed insurance decisions.

Every video on this channel is designed to help you:
✔ Understand policy wording and coverage
✔ Avoid hidden clauses, exclusions and restrictions
✔ Decode claims, cashless, reimbursements & deductions
✔ Compare insurance products intelligently
✔ Choose the right riders, add-ons & top-ups
✔ Avoid customer mistakes that lead to financial losses
✔ Save money by selecting correct features
✔ Understand how insurance works behind the scenes

🌟 About This Channel: Insurance Simplified with Harish Singla

Insurance Simplified is a non-monetized, non-promotional and unbiased educational initiative focused on increasing insurance awareness and preventing costly mistakes.

We simplify complex topics across:

🔹 Life Insurance
Term plans, benefits & riders
Critical illness, accidental death, income protection
Policy comparisons, underwriting & claims

🔹 Health Insurance
Room rent, co-pay, deductibles, sub-limits
Cashless & reimbursement claims
AYUSH, maternity, OPD, wellness & coverage gaps
Top-up & super top-up plans

🔹 General Insurance
Motor (car & bike): Zero Dep, RTI, Engine Protector, RSA
Home, fire, burglary & property insurance
Travel, cyber, gadget & liability insurance
Extended warranty & service protection

🔹 Credit Life Insurance
Loan-linked life cover
Home loan protection
Mortality pricing & risk logic

🔹 Insurance Distribution Channels
Bancassurance
Agency
Broking
Direct & Digital
Embedded Insurance

🔹 Claims, Servicing & Processes
Cashless logic
How TPAs & insurers analyze claims
Documents needed
Common deduction reasons
Appeal & escalation processes

🔹 Policy Fine Print (Most Important)
Exclusions
Waiting periods
Disease limits
Hidden sub-limits
Pre-existing condition rules
Mistakes customers ignore
Our purpose is simple:

👉 Help every Indian family make insurance decisions with clarity, confidence and zero confusion.

🌐 Playlists (Recommended for You)
(coming soon ....)

Health Insurance Simplified
Term Insurance & Life Insurance Essentials
Motor & Vehicle Insurance Guides
Home, Travel, Cyber & General Insurance
Claims, Cashless, Fine Print, Deductions Explained
Bancassurance & Insurance Distribution Channels

🔔 Stay Connected
Subscribe for unbiased, zero-promotion insurance education that actually protects your family.
Hit the bell icon 🔔 so you never miss updates.

🏷️ High-Impact Topics Covered on This Channel

Life Insurance • Term Plans • Critical Illness • Riders • Health Insurance • Mediclaim • Room Rent • Co-pay • Deductibles • Top-Up • Super Top-Up • Cashless Claims • Reimbursement Claims • Motor Insurance • Car Insurance • Zero Depreciation • Extended Warranty • Home Insurance • General Insurance • Travel Insurance • Bancassurance • Insurance Broking • Underwriting • Risk Assessment • Claim Rejection Reasons • Hidden Clauses • Insurance Add-ons • Family Floater vs Individual • Corporate Health Insurance • Financial Protection • Insurance Mistakes • Customer Awareness

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📌 Important Disclaimer

This channel is strictly educational.
All information is general in nature.
This channel does not promote, endorse or represent any insurance company, brand or product.
All content is non-monetized and non-promotional.
All views shared are personal and not of any present or past employer.
For personalised recommendations, please consult a certified insurance advisor.

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#InsuranceSimplified #InsuranceEducation #HealthInsurance #LifeInsurance #GeneralInsurance #InsuranceClaims #MotorInsurance #TermInsurance #Bancassurance #FinancialProtection

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