Скачать или смотреть Podcast 7 | Can You Get Critical Illness Insurance if You Already Have a Health Condition? (Canada)

Welcome to Podcast 7! 🎙️

I’m Hari Nithin Roy Anupuru, a licensed Financial Advisor in British Columbia and Ontario. In this episode, I answer one of the most common questions:

👉 If you already have a medical condition—like heart disease, stroke, or cancer—can you still qualify for Critical Illness Insurance in Canada?

You’ll learn:
✅ How insurance companies handle pre-existing conditions
✅ What “decline,” “exclusions,” and “higher premiums” mean
✅ The role of guaranteed issue critical illness policies
✅ Why applying early makes a huge difference
✅ The 25 covered conditions most insurers recognize in Canada

Critical illness insurance can provide financial security during one of life’s toughest moments, but understanding the rules is key.

📌 If you’d like advice tailored to your situation, reach out—I’m here to help you protect your future.

‪@insurewithroy‬