How To Buy A House With No Credit Score - Repair Credit Fast

Can I Get a Mortgage with No Credit? | First-Time Buyer Mortgages

Can you get a mortgage with no credit? ❌ In short, yes you can. However, it does mean there will be fewer lenders willing to offer you a mortgage, as a lack of credit history makes you appear as a high-risk borrower. Lenders want to minimise their own risk, and having no credit history doesn’t provide them with the certainty they need.

In this video, we explain how specialist lenders are more likely to consider your mortgage application if you don’t have a credit score yet. We also discuss the importance of using a broker to help find these types of lenders.

If you’re struggling to get a mortgage, there are steps you can take to build up your credit score:

➡️ Register on the electoral roll: This proves where you live and positively impacts your credit report.
➡️ Take out a credit card: Use it for regular purchases like petrol and ensure you pay it off every month.
➡️ Get a phone contract in your name: This demonstrates to lenders that you are reliable with regular repayments.

#NoCreditMortgage #firsttimebuyer #mortgageadviceuk #BuildingCreditScore #homebuyingtips #SpecialistLenders

00:00 Intro
00:32 Can You Get A Mortgage With No Credit
01:12 Ways To Boost Your Credit Score
01:46 Outro


⭐️Book a FREE, no obligation call ⭐️
https://outlook.office365.com/book/UK...

FIRST TIME BUYER HELP 🏡⬇️
FREE First Time Buyer Guide - https://ukmc.co.uk/about/advice-hub/
FREE Credit Report - https://ow.ly/SuN250SkGSY

Credit Report Disclaimer ✅
Download your FREE Credit Report for 30 days – cancel online at anytime! £14.99 after for 30 day trial. Affiliate link.


UK Mortgage Centre is a trading style of Refresh Mortgage Network Limited. Refresh Mortgage Network Limited is authorised and regulated by the Financial Conduct Authority. FRN – 826982. Registered in England & Wales: 11614569. As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments. The Financial Conduct Authority does not regulate some forms of buy-to-let mortgages. The Financial Conduct Authority does not regulate will writing and taxation and trust advice.