Скачать или смотреть FD Liquidity vs Loan

This presentation outline examines the fiscal consequences of maintaining Fixed Deposits while simultaneously servicing high-interest debt. The analysis highlights a significant wealth leak caused by the negative spread between low investment returns and the steep costs of 16% reducing if unsecured interest loans. Over both three-year and nine-year periods, the data demonstrates how tax erosion and compounding interest lead to substantial capital depletion. To mitigate these losses, the experts suggest direct capital utilisation or securing an overdraft facility against existing assets to reduce interest overheads. Ultimately, the source serves as a strategic guide for clients to avoid opportunity costs and ensure more efficient wealth management.