Скачать или смотреть Tampa Bay Condo Fees EXPLAINED | What You REALLY Pay Before Buying a Condo

Thinking about buying a condo in Tampa Bay?
Before you fall in love with the pool, views, or waterfront lifestyle, we need to talk about condo fees.

Because your monthly payment isn’t just your mortgage — HOA and condo fees can absolutely make or break your budget.

In this video, I break down:
✔️ Average condo fees across Tampa Bay
✔️ What condo fees usually cover
✔️ Why some buildings cost significantly more per month
✔️ Red flags every buyer should know before making an offer

What Condo Fees Typically Cover in Tampa Bay:

Exterior maintenance

Landscaping

Insurance for common areas

Amenities like pools, gyms, elevators, and security

Depending on the building and location, condo fees can range from a few hundred dollars per month to well over $1,000+.

Average Condo Fees by Area:

Downtown Tampa / Channelside
Luxury high-rises often range from $600 to $1,000+ per month, typically including security, parking, fitness centers, and concierge services.

South Tampa (Hyde Park, Bayshore)
Expect $400 to $700 per month, especially for buildings along Bayshore with waterfront or premium locations.

St. Pete (Downtown & Beachfront)

Downtown St. Pete: $400 to $800 per month

Beachfront St. Pete & Clearwater: $1,000+ per month
Higher fees here are often driven by flood insurance, coastal exposure, and higher maintenance costs.

Suburban Condos (Brandon, Carrollwood, Wesley Chapel)
These tend to be more budget-friendly, typically $200 to $400 per month, covering essentials like landscaping, exterior maintenance, and community pools.

Critical Buyer Warnings:
Before buying any condo, always review the association’s financials.

Major red flags include:

Low reserve funds

Pending or frequent special assessments

High delinquency rates among owners

💡 Important Update:
New condo safety regulations passed after the Surfside collapse in South Florida now require additional inspections and reserve funding. These changes have led to higher assessments in some buildings, and certain loan programs may:

Require larger down payments

Or not approve certain condo communities at all

Bottom Line:
If you’re shopping for a condo in Tampa Bay, don’t focus only on the list price.
Understanding condo fees, association health, financing rules, and new regulations is essential.

If you’d like a personalized breakdown of condo fees, ownership requirements, and how specific buildings are impacted by the new rules, send me a message or click the link below.

Call/Text: 813-995-7160
Website: https://dawnsellsflorida.com

Free 15-Min Consultation: https://calendly.com/dawnrawlins/15-min-co...

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