Скачать или смотреть Credit Score 101: How It Works + How to Build It (Simple Explanation)

If I asked a stranger to lend you $10,000… they’d say no.
But a bank might say yes — because they don’t trust you… they trust a number.
In this video, I explain credit scores in the simplest way possible:
your credit score is basically a trust report card. It’s not wealth. It’s not income. It’s a prediction of how likely you are to pay bills on time.
On Centsive, we make money make sense — with simple stories and clear explanations for beginners.
In this video, you’ll learn:
• What a credit score really is (and what it’s NOT)
• The 5 things that make your score go up or down
• Why your score can make life more expensive (interest rates)
• The “trust backpack” idea that makes everything click
• Simple rules to build credit calmly and consistently

On Centsive, we make money make sense – from ancient barter and coins to modern banking, investing, and fintech. Everything is broken down in simple language so beginners can understand and actually use it in real life.
🔔 Subscribe to Centsive for more:
• Simple personal finance for beginners
• Money history and the psychology of money
• Modern tools like banking apps, credit, crypto, and more
⚠️ Disclaimer:
This video is for education only and is NOT personal financial advice. Always do your own research or speak with a licensed professional before making money decisions.

#centsive #personalfnance #moneymadeeasy #CreditScore #FinancialLiteracy #CreditRepair #Budgeting #MoneyEducation #MoneyBasics