Скачать или смотреть Student Loans Were Never Meant to Be Paid Off

Student loans aren’t broken — they were designed this way.
This video breaks down the real history of student debt, how federal guarantees removed risk, why tuition exploded, and how interest turned temporary loans into permanent obligations.

For most of American history, college wasn’t financed with debt. Public universities were subsidized, tuition was low, and education was treated as a public good — not a lifelong financial gamble. That changed quietly, and the consequences weren’t immediate.

This video walks through:
1. How government-backed loans eliminated lender risk
2. Why bankruptcy protections were removed
3. How unlimited credit pushed tuition higher
4. Why many borrowers pay for years while owing more than they started with

This isn’t about irresponsible students or bad choices.
Even “doing everything right” doesn’t change the outcome — because the system rewards higher prices, protects lenders, and locks borrowers into debt that doesn’t behave like a normal loan.

What looks like failure is actually scale.
What feels like chaos is structure.
And what many people experience as debt… was never meant to end.

Video Chapters:
0:00 – Student Loans Aren’t Broken
0:20 – When College Didn’t Mean Debt
0:52 – The Policy Shift That Changed Everything
1:25 – When Risk Disappeared
1:45 – Debt Without an Exit
2:48 – Interest Turns Time Against You
3:38 – That’s Structural
4:08 – A Contract at 17 Years Old
4:34 – Final Message