Secured Loans vs Unsecured Loans - Explained in Hindi

What are secured loans and unsecured loans? Which one should you choose in what situation? Explained in hindi. Sign-up to our new app for discounts and early access: ✔ https://assetyogi.com/sign-up/
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Examples of secured loans are home loan, loan against property, gold loan, car loan, bike loan etc. which are also called as Mortgage Loan or Collateral Loans.
Examples of unsecured loans are personal loan, education loan or student loans, credit card debt, bank overdraft etc. which are also called as no collateral loans.

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सिक्योर्ड लोन्स और अनसिक्योर्ड लोन्स क्या होते हैं? किस स्थिति में आपको कौन-सा लोन चुनना चाहिए? होम लोन, लोन अगेंस्ट प्रॉपर्टी, गोल्ड लोन, कार लोन, बाइक लोन आदि सभी सिक्योर्ड लोन के उदहारण हैं। पर्सनल लोन, एजुकेशन लोन या स्टूडेंट लोन, क्रेडिट कार्ड डेब्ट, बैंक ओवरड्राफ्ट आदि अनसिक्योर्ड लोन के उदाहरण हैं।
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In this video, we have explained:
What is secured loan and unsecured loan?
What is the difference between secured loan and unsecured loan?
Which loans falls under secured loans?
Which loans falls under unsecured loans?
What are different types of secured loans and types of unsecured loans?
Why interest rates are higher in unsecured loan compared to secured loan?
In which situation should you opt for secured loan and In which situation should you opt for unsecured loan?
What are the pros and cons of unsecured loan?
What are the pros and cons of secured loan?

सिक्योर्ड लोन और अनसिक्योर्ड लोन क्या होता है?
सिक्योर्ड लोन और अनसिक्योर्ड लोन के बीच अंतर क्या है?
कौन-सा ऋण सिक्योर्ड लोन के अंतर्गत आता है?
कौन-सा ऋण अनसिक्योर्ड लोन के अंतर्गत आता है?
सिक्योर्ड लोन और अनसिक्योर्ड लोन के कुछ उदाहरण क्या हैं?
सिक्योर्ड लोन की तुलना में अनसिक्योर्ड लोन में ब्याज दरें अधिक क्यों हैं?
किस स्थिति में आपको सिक्योर्ड लोन चुनना चाहिए और किस स्थिति में आपको अनसिक्योर्ड लोन?
अनसिक्योर्ड लोन में क्या खूबी और कमी होती हैं?
सिक्योर्ड लोन में क्या खूबी और कमी होती हैं?

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Hope you liked this video in Hindi on “Secured Loans vs Unsecured Loans”.