Скачать или смотреть Navigating Insurance with Spinal Surgeries

How can you navigate insurance coverage for your Artificial Disc Replacement? Insurance companies will quickly approve spinal fusions, but many still won’t approve ADR, even though these discs have been FDA-approved since 2005. If your insurer denies coverage for your Artificial Disc Replacement, make a formal complaint to your state’s insurance commissioner or ask your employer to appeal the decision on your behalf. Since employer companies are responsible for paying the premiums, they tend to have a bigger sway with insurers than individual policyholders. We still have a long way to go in getting insurance companies to see the value and importance of ADR, but there are steps you can take now to get them on board.