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Why Housing Is Unaffordable Everywhere | The Asset Game

Why can’t young people afford homes anymore—even when they earn more, work more, and save more than their parents ever did?

This video explains why housing has become unaffordable across nearly every developed country at the same time. From Melbourne to London, Toronto to Seoul, the same pattern appears: wages stagnate, house prices explode, and an entire generation is locked out of ownership.

This is not a story about laziness, avocado toast, immigration, or zoning alone.
It’s the story of how housing was redesigned—quietly, gradually, and deliberately—from a place to live into a financial asset.

Once that shift happened, everything else followed:
Easier credit pushed prices higher
Governments began protecting house prices instead of affordability
Homeowners became a political majority invested in rising values
Young buyers were forced to rely on inheritance instead of income

This is not a market failure.
It is the system working exactly as designed.

In this episode, we explore:
Why global housing unaffordability cannot be explained by local supply issues
How deregulation and easy credit turned homes into speculative assets
Why governments cannot politically allow prices to fall
How housing has become a hereditary wealth system
The three possible endings—and why none of them are painless

This is historical and educational analysis, not financial advice.
This channel exists to study systems before they fail—so the pattern is visible before the consequences arrive.

If you want to understand the mechanism behind housing, debt, and asset-driven inequality, subscribe.

⚠ Disclaimer: This video was made using AI tools. It is for educational and informational purposes only and does not constitute financial advice. Always do your own research before making investment decisions. Trading and investing involve risk.