Скачать или смотреть E01 - Pat Phelan - Is this the end of cards? Discussing the future of A2A payments

Pat Phelan, Chief Commercial Officer at GoCardless, is in the hot seat for our very first episode of Settling Up.

He tells us what he really feels about card fees, the card network monopoly and why he sees open banking as an opportunity for category-creation.
We also get his hot takes on the banks charging PSPs for open banking access and whether the term open banking is fit for purpose.

0:00 - Intro
01:44 - Approved, Pending, Declined
0:09:52 - What are some of the common and universal issues you see businesses have when it comes to collecting payments?
0:14:59 - What is about A2A payments that makes them such an efficient way of collecting payments?
0:19:19 - What do developments like commercial VRPs mean for open banking and A2A payments?
0:21:16 - What does increased investment from the card networks in A2A payments tell us?
0:23:41 - What do VRPs mean for GoCardless?
0:26:37 - Will A2A payments ever kill the card monopoly?
0:33:57 - What are the main current barriers to more widespread open banking adoption?
0:38:11 - Higher or Lower?
0:41:41 - Forecast or Fiction
0:45:52 - Closing remarks

Listen on Spotify - https://bit.ly/4lQiJv4
Find out more about GoCardless - https://gocardless.com/