How Should We Invest As Interest Rates Fall? Live Q&A

We'll start tonight be discussing if falling interest rates should change our approach to investing. Then I'll answer your questions.

Timestamps

0:00 - How Should We Invest As Interest Rates Fall?
12:14 - Should someone keep a year or two in cash?
16:38 - SPLG
21:50 - Hiring a fee only advisor
23:46 - Total Bond fund vs intermediate term treasury fund
26:21 - Workout
28:05 - Lump sum vs DCA
30:06 - Accessing Roth 401k funds for early retirement
34:54 - Financial advisors
35:58 - Treasuries
39:32 - Sell/Hang on to expensive funds in a 401k
42:03 - Dividends covering monthly expenses
45:45 - DCA vs Lump sum
48:06 - Minimizing risk/cost
49:42 - Quarterly financial statements
56:07 - VNQ
57:53 - Are treasury funds good when interest rates fall?
1:06:11 - Grillo Invest
1:07:10 - Gambling addiction and investing
1:15:32 - Diversification from the market today
1:18:15 - Planned roth conversions
1:20:46 - Rolling over money from 401k to Roth IRA
1:25:42 - M1
1:28:05 - Annuity vs 60/40
1:34:21 - Take the plunge or wait?
1:36:53 - Business school vs English major
1:40:01 - Announcements/Financial Freedom

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ABOUT ME

While still working as a trial attorney in the securities field, I started writing about personal finance and investing In 2007. In 2013 I started the Doughroller Money Podcast, which has been downloaded millions of times. Today I'm the Deputy Editor of Forbes Advisor, managing a growing team of editors and writers that produce content to help readers make the most of their money.

I'm also the author of Retire Before Mom and Dad--The Simple Numbers Behind a Lifetime of Financial Freedom (https://amzn.to/3by10EE)

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DISCLAIMER: I am not a financial adviser. These videos are for educational purposes only. Investing of any kind involves risk. Your investment and other financial decisions are solely your responsibility. It is imperative that you conduct your own research and seek professional advice as necessary. I am merely sharing my opinions.

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