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Why Are D&O Policy Limits Critical For Businesses? Are you aware of how crucial insurance policy limits are for protecting your business and its leaders? In this video, we’ll explain why choosing the right Directors and Officers (D&O) policy limits is essential for managing legal risks effectively. We’ll cover what policy limits are and how they influence the amount of coverage available when claims are made against company executives. You’ll learn about the potential financial impact of legal defense costs, settlements, and judgments, and why having adequate coverage can prevent costly out-of-pocket expenses.

We’ll discuss how companies in high-risk industries or larger organizations often benefit from higher policy limits to ensure they are fully protected against significant claims. The layered structure of D&O insurance, starting with primary policies and adding excess layers, is also explained to help you understand how companies balance cost and coverage. Additionally, we’ll explore how sufficient policy limits can attract talented leaders by providing peace of mind about personal liability.

Whether you’re a business owner, executive, or risk manager, understanding how to set appropriate policy limits is key to maintaining financial stability and good governance. Join us for this insightful overview and learn how to safeguard your company against legal and financial challenges.

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