Скачать или смотреть This is what actually breaks deals for self-employed buyers

This is what actually breaks deals for self-employed buyers.

They do everything right from a business standpoint.
They file taxes strategically.
They minimize their tax burden.
They run a healthy operation.

Then they try to buy a home and get told “it won’t work.”

Not because they aren’t making money, but because the lender is only looking at one version of the story.

What most people miss is this:
Tax strategy and mortgage strategy are two different conversations. They just have to be aligned.

When a self-employed buyer comes to us, the first question isn’t “What do the tax returns say?”
It’s “How does the business actually create income, and how can we document it correctly?”

Sometimes the answer isn’t forcing the file to fit a box it was never meant for.
Sometimes the answer is choosing a different path altogether.

That means looking at cash flow instead of net income.
Using bank statements to tell the real story of the business.
Identifying the option that works before dragging someone through months of false hope.

This is why speed doesn’t come from rushing.
It comes from knowing where to look.

Self-employed buyers don’t need more patience.
They need a lender who understands how business, taxes, and lending intersect and can map the right path quickly.

You can be smart with your taxes and still qualify for a mortgage.

You just need the strategy to match the reality of your income.