Скачать или смотреть Why Do Budgets Fail? The Psychology Behind Failed Budgets (It’s Not the Math)

Budgeting psychology is the missing layer behind most failed budgets. If you’ve ever made a “perfect” budget that still collapsed, it’s not the math—it’s your subconscious money scripts quietly running the system.

Most budgeting advice focuses on limits, caps, and guilt-driven spending rules. This video goes deeper. You’ll discover the psychology behind your financial habits and why traditional budgets fail 84% of the time—not because they’re wrong, but because they solve the wrong problem. You’ll learn the four core money scripts researchers have identified (money avoidance, money worship, money status, and money vigilance), and how each one drives emotional spending that overrides logic.

This isn’t about spending less. It’s about spending true. You’ll get a practical 4-step process to identify your dominant money script by reviewing past spending like a detective, tracking emotional reactions, recalling peak money moments, and completing the prompt: “Money lets me…” Once you identify the “main character” behind your money habits, you can consciously rewrite your approach using value-based budgeting instead of restrictive budgeting rules.

You’ll also learn how trends like loud budgeting are reshaping generational money beliefs, turning transparency and intentional spending into the new status symbols ahead of the $84 trillion wealth transfer.

By the end, you’ll have clarity, confidence, and a new question to filter every purchase: Does this reflect my values? The only thing left is the story you’ll write next.

If this hit home, tap Like, Subscribe for more finance psychology breakdowns, and drop a comment: Which money script sounded most like you?