Digital Lending – What It is, Meaning, RBI Guidelines, How It Works? | Indian Economy | UPSC

In this Indian Economy concept video, Basava Uppin sir from Rau's IAS breaks down the complexities of digital lending, focusing on two popular models: Buy Now, Pay Later (BNPL) and First Loss Default Guarantee (FLDG). Understand how these innovative financial solutions are transforming the Indian economy, making credit more accessible and flexible for consumers and businesses alike.

🎯 Key Topics Covered:
👉Introduction to Digital Lending
👉RBI Guidelines on Digital Lending
👉Understanding BNPL (Buy Now, Pay Later)
👉Mechanism and Benefits of BNPL
👉FLDG (First Loss Default Guarantee) Explained
👉Role of FLDG in Risk Management
👉Impact of BNPL and FLDG on Indian Economy
👉Regulatory Framework and Future Prospects
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