Скачать или смотреть VA Loan vs Conventional: When Should a Veteran NOT Use a VA Loan

If you qualify for a VA loan, would you ever go conventional?
In this video, I break down the key differences between VA and Conventional loans so veterans can make confident financial decisions.
Here’s the quick comparison:
• VA Loan – 100% financing, no PMI, lower rates, flexible guidelines
• BUT: it does include a funding fee (unless exempt)
• Conventional Loan – Can make sense with a big down payment, jumbo loan, or when avoiding the VA funding fee saves you money
For most veterans, the VA loan wins because of its overall affordability and flexibility — but there are specific scenarios where Conventional comes out on top.
If you're a veteran or active-duty service member looking to buy a home, this channel is here to give you clear, honest guidance so you can make confident financial decisions.
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Need help with your VA loan?
Joey Kubes – Valor Capital Solutions
Mortgage Broker | NMLS #2459919
562-837-2692
Instagram: @valorcaphomeloans