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What is the difference between a title
search and title insurance?

This is Dave at AFXTitle

Insurance policy is underwritten policy from one of the
four


national title insurance companies that
will under a certain


risk against the title are for real
estate


a title search has won the part of
underwriting their policy


a title search is


combined with a credit report on the
owner and combined with


other details like a property survey a
probably even the property inspection


once all those products are put together
a title


underwriter who right a title insurance
policy will do is


look for any existing risks on their
policy if there's any liens on the title


search


if there's any claims against the
property are there any encroachments


by other and neighboring parties with
maybe a fence or garages on the par


parcel those will be exceptions as
matter fact on a


title insurance policy for the first
page


is what's called exceptions from covers
those are things that are


already known to be defects on the title
to the policy


which are excluded from coverage does
cannot be part of


it's kinda like buying fire insurance
our house it already and fire anything


that's already a risk


will be excluded from coverage a title
search which is one part underwriting


that goes into the policy but it is very
important part or show anything that


existing


on that parcel and for a property owner


its might be good to look at the title
search to see what the existing risk are


they will be excluded


so that way you know what your policy
will cover in what it won't cover so


a title search it is one part
underwriting the title policy


it usually involves other things we have
to pay for survey may be a property


inspection


some credit reports and underwriting
love that policy if you have questions


about doing title research or property
records in general you can reach us at


our website at

TitleSearch.com