Скачать или смотреть Does an Authorized User Share the Primary Credit Score?

Ever wondered if being an authorized user on a credit card impacts the primary cardholder's credit score, or your own? This video dives deep into the common misconceptions and real effects of authorized user status on credit scores for both parties.

In this video, we uncover key insights about authorized users and credit scores:
► Becoming an authorized user on someone's credit card can help establish or improve your credit history, especially if the account is managed responsibly.
► The primary cardholder's credit score is not directly shared with or affected by the authorized user's credit behavior on other accounts.
► Lenders typically do not view authorized user accounts with the same weight as primary accounts when assessing creditworthiness.
► Authorized user status can be a strategic tool for building credit for young adults or those new to credit, provided the primary account has a good payment history and low utilization.


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