Скачать или смотреть Is it necessary to get insurance from a car dealer only? How to save from it?

No, it is not necessary to buy insurance from the car dealer when purchasing a new or used car in India. You are free to choose any insurance provider for your car, whether it's from a dealer, an insurance company, or an online platform.

Here are the key points to keep in mind:
1. Freedom to Choose Your Insurance Provider:
When you buy a car, the dealer may offer you insurance as part of the sale, but this is not mandatory. You are allowed to compare and buy insurance from any company of your choice.
Car dealers may offer you insurance plans through tie-ups with certain insurers, but you are not obligated to go with their recommendation.
2. Benefits of Buying Insurance from a Third Party:
Better Comparison: By choosing your own insurance, you can compare different policies, coverage options, and premiums from multiple insurers, which might offer better deals than the dealer’s plan.
Customization: You can choose a policy that suits your needs better, including coverage types (e.g., comprehensive vs. third-party) and additional features like zero depreciation cover, roadside assistance, etc.
Discounts & Offers: Many insurance companies provide discounts, online offers, and deals that a car dealer might not offer.
3. Car Dealer Insurance Plans:
Dealers may offer you "dealer insurance" or "third-party insurance" through their partner insurers, which may include added convenience or bundled offers (such as service packages, discounts, etc.), but it could come at a higher premium.
Sometimes, dealers will include free insurance for the first year, but you should verify the coverage and terms to ensure it meets your needs.

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