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Verify coverage before you need it 📋

Standard homeowner's insurance often excludes or limits detached metal structure coverage. Common gaps include no contents coverage, commercial use exclusions, or coverage limits below replacement cost. Discovering these gaps after filing a storm damage claim costs you thousands in out-of-pocket expenses 💸

We're covering what to verify with your insurance company before building, common coverage gaps that catch owners by surprise, how to add proper coverage, and why that $500/year policy beats paying $30,000 out-of-pocket for damage 💪

Call your insurance company, describe your project, get written confirmation don't assume you're covered 🎯

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