Скачать или смотреть The Great Refinance Awakening: What Homeowners Need to Know About 2026’s Mortgage Reset

🏠 Is 2026 YOUR Year to Refinance? Here's What the Data Actually Shows
After years of being locked out, homeowners are finally seeing a real refinance opportunity, but it's NOT for everyone.

The Reality Check:

✅ Refinance applications surged 128% year-over-year
✅ Rates hit 6.18%—the lowest in 15 months
❌ But 82.8% of homeowners STILL have rates below 6%
Who Should Refinance in 2026:

Bought/refinanced at 7-8% during 2022-2024? You could save $250-$400/month
Have an ARM adjusting upward? Lock in stability now
FHA/VA loan at high rates? Streamline refinances make it fast and cheap

Who Should Stay Put:

Rate below 5%? Don't even think about it
Planning to move in 2-3 years? You won't hit break-even
Need cash? Consider a HELOC instead of destroying your low rate

What We Cover:

📊 Break-even calculations with real numbers
💰 Rate-and-term vs cash-out strategies
📈 2026 market forecasts from MBA & Fannie Mae
⏰ Should you refinance now or wait for lower rates?
🎯 Region-by-region opportunities

The Bottom Line: Forecasters predict refinance volume jumping from $538B to $882B in 2026—but success requires knowing YOUR specific numbers, not just following headlines.

📅 Ready to see if refinancing makes sense for you? Book a free strategy session: https://calendly.com/dustindumestre-f...

📖 Read the full breakdown with all the data: https://f1lenders.com/the-great-refin...

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