Скачать или смотреть Data Analysis Case Study: Boosting ROI by 23% With Advanced Financial Modeling

This discussion compares the traditional seller finance model with a more advanced reverse seller finance model, focusing on their impact on buyers and investors in terms of cash flow, return on investment (ROI), and refinancing scalability on residential properties. The traditional model presents several challenges, including reduced cash flow, static ROI, paying over market value due to interest on the principal, difficulty refinancing within five years, and limited loan control. Conversely, the reverse seller finance model strategically controls the back end of the loan first, aiming to purchase properties below market value, increase cash flow, and allow refinancing within five years. This model controls total loan payout, purchase price, and cash on cash target, keeping total payout below 10% of market value. Analytical tools such as Excel, VBA, SQL, and Tableau were used to compare models, showing the reverse model significantly improves monthly payments, total loan payout, and cash on cash returns. It also facilitates earlier refinancing and scaling of investments, reducing financial risk and increasing capital efficiency. Overall, the reverse seller finance model benefits both buyers and investors by enhancing cash flow, minimizing loan payout, lowering financial risk, and providing greater control over loan terms