Millionaire CFA Staying On Rent In Delhi Ft.

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Embark on a journey of financial independence with Sanjay Kathuria, an accomplished figure in option trading and finance consultancy industry. In this episode of Konversation with Kushal, Sanjay shares insights drawn from his own financial success, boasting a portfolio of 6 Cr in investments and a thriving passive income stream.

Simplifying the path to financial freedom, Sanjay advocates for three straightforward rules: the 1/3rd rule for budgeting, dividing income into expenses, investments, and taxes; the Passive Income Rule, emphasizing the importance of generating passive income to cover expenses; and the No BNPL Rule, cautioning against the dangers of Buy Now, Pay Later schemes without secure passive income.

Whether you're a GenZ or anyone eager to fortify their financial future, this podcast offers actionable strategies and real-life examples to guide you towards financial empowerment. Tune in to this episode of Konversation with Kushal and take your first step towards achieving your financial goals.

Time Stamps:
00:00 - Introduction
01:40 - How Sanjay achieved a mini retirement at 40?
04:38 - A breakdown of Sanjay's income & expenses
06:55 - Sanjay's investment strategy & asset allocation
09:42 - How much is Sanjay's investment portfolio?
10:49 - Sanjay on Option Trading
12:09 - Advise to generate passive income
15:52 - How much should a 21-year-old invest in SIP's?
16:57 - Sanjay's biggest splurge
17:47 - Credit card vs Buy Now Pay Later (BNPL)
20:49 - Sanjay's Money Mistakes & Closing Thoughts

Follow our guest, Sanjay Kathuria on Social Media:
📝 LinkedIn:   / sanjaykathuria  
📷 Instagram:   / financebysanjay  
🎥 YouTube:    / @sanjay_kathuria  

Follow Kushal Lodha on Social Media:
📝 LinkedIn:   / kushallodha548  
📷 Instagram:   / kushallodha548  
📱 Twitter:   / kushallodha548  

Follow KAGR Club on Social Media:
📝 LinkedIn:   / kagr-club  
📷 Instagram:   / kagrclub  
🎥 YouTube:    / @kagr  

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