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Is it time for Canada to embrace the 30-year mortgage?

30-year mortgages refer to the amortization or length of time it takes to pay off the mortgage balance in full. 30-year amortizations are only available to those with downpayments of at least 20%. 30-year mortgages may lower monthly payments. However, they come at the cost of higher interest over the life of the loan.
A 30-year mortgage isn't necessarily good or bad. You could pay more in interest than if you signed a 25-year mortgage, but the lower monthly mortgage payments could make life more affordable and less stressful overall.

Time for Canada to "Embrace" 30 Year Mortgages?
Why Do People Get 40-Year Mortgages?
Difference in 30 Year vs 25 Year Mortgages

30-year mortgage? More Affordable?

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