Скачать или смотреть No Foreclosure Charges on Loans? Waiver of foreclosure charges for MSME

The Reserve Bank of India has issued a new circular on **Prepayment & Foreclosure Charges**, effective from **January 1, 2026**, bringing much-needed relief to borrowers.

In this video, CA Ankush Jain breaks down the *key provisions* of the RBI's 2025 directive, explaining which borrowers are now **exempted from prepayment charges**, what types of loans are covered, and what regulated entities must follow.

📌 Topics Covered:

1. Who is exempted from foreclosure/prepayment charges?
2. What types of loans are covered? (Personal loans, business loans, CC/OD, etc.)
3. What is the ₹50 lakh limit for MSMEs?
4. When can banks still charge foreclosure fees?
5. Mandatory disclosures in sanction letters & agreements
6. Impact on NBFCs, SFBs, RRBs, Co-op banks & commercial banks

🎯 Useful For:

✅ Bankers & Credit Officers
✅ MSMEs & Entrepreneurs
✅ Borrowers of business/personal loans
✅ NBFC & DSA consultants
✅ CA/CMA/Finance Students

#RBICircular #LoanForeclosureCharges #PrepaymentCharges #RBIJan2026 #MSMEFinance #NBFCGuidelines #CAAnkushJain #CreditAwareness #LoanClosureCharges #BankingCompliance #RBIUpdates #ForeclosureExemption #BankLoanRules

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