VA Loan Closing Costs, Unallowable Fees and Seller Concessions

Every mortgage comes with closing costs and related expenses. Luckily for Veteran and service member borrowers, the VA puts a limit on what buyers can pay in closing costs.

Who pays what in VA home loan closing costs and concessions is always up for negotiation and will differ from lender to lender. Real Estate Expert Samantha Reeves introduces you to the types of closing costs you can expect to pay, what the VA doesn't allow you to pay, and what is up for negotiation.

Time Stamps
0:32 - Negotiation
0:59 - Origination Charge
1:21 - Appraisal Fee
1:40 - Title Insurance
2:04 - Discount Points
2:27 - Property Taxes & Homeowners Insurance
2:44 - Daily Interest Charges
3:09 - Recording Fees
3:26 - Homeowners Association
3:33 - Ask Seller to Pay Closing Costs
4:54 - Estimation of Closing Costs

Watch the entire VA Loan Guide to Homebuying here:    • Everything About VA Loans: A Guide to...  

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