The Differences Between Full Medical & Moratorium Underwriting? Health Insurance FAQ :: Drewberry™

Applying for a Private Health Insurance policy can seem like a daunting task. There are so many options to choose from and plenty of terminology to get to grips with.

All Health Insurance policies will be underwritten. This is the process insurers use to decide the level of cover you can get with your policy. You’ll normally see Full Medical or Moratorium underwriting on your new policy. If you have existing cover, you might see Continued Personal Medical Exclusions listed.

What is Full Medical Underwriting? What About Moratorium? We asked Independent Protection Expert, Alex Weir, for a quick rundown of the differences. Learn what these options mean when you apply for a policy and the process of securing cover.

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00:00 What Is The Difference Between Full Medical Underwriting & Moratorium Underwriting?

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