Скачать или смотреть Hit by an Uninsured Driver? Here’s How to Protect Yourself!

Imagine getting into a crash, only to find out the other driver has NO insurance. What happens next? Who pays for your medical bills, car repairs, or lost wages? In this video, we break down exactly what to do if you’re hit by an uninsured driver and why having Uninsured Motorist (UM) Coverage can save you from financial disaster.

🚨 What You’ll Learn:
✅ Steps to Take After an Accident with an Uninsured Driver – What to do immediately to protect your rights.
✅ The Power of Uninsured Motorist (UM) Coverage – How this insurance can cover your medical bills, lost wages, and more.
✅ Types of UM Coverage Explained:
• UM Bodily Injury (UMBI) – Covers medical expenses, pain and suffering, and lost wages.
• UM Economic-Only Coverage – Covers financial losses like medical bills but NOT pain and suffering.
✅ Why You NEED UM Coverage – Without it, you could be stuck paying out of pocket for an accident that wasn’t your fault.

⚖️ Why This Matters:
Over 12% of drivers on the road don’t have insurance—and that number is even higher in some states! If you don’t have Uninsured Motorist Coverage, you’re putting yourself at risk of covering all the costs on your own. Don’t let someone else’s irresponsibility ruin your finances!

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