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There are damning findings in this year’s assessment that he places right on the policies of former President Joe Biden’s immigration crisis.

"The unchecked illegal immigration and open borders policies allowed by the Biden administration continue to put significant strain on housing, pricing out American families," Turner said.

"These policies have plagued America’s housing market, but in President Trump, Americans finally have a leader fighting to restore sanity to American immigration policy."

"Housing affordability has been unraveling for years, and the problems we’re dealing with go way beyond any one factor," she said.

"We’ve really been under building for almost two decades. After the Great Recession, construction basically stalled, and it took years to recover. By some estimates, the U.S. is short four to seven million homes, and that long-term shortage is the core issue behind today’s affordability challenges."

Nationwide, the foreign-born population accounted for two-thirds of rental demand growth.

HUD’s report contrasted that figure with the 13% growth attributed to noncitizens in 2019 and 2023’s lookbacks.


"This further demonstrates that non-citizen households are playing an increasing role in the household growth that is straining the affordable housing supply," the 109-page report said.

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The agency found that without the migrant surge, housing inventory pressures would have been far lower and prices would not have climbed as sharply, noting roughly 784,000 fewer households would have formed over that period.

Net additions to the housing market from 2015 onward have not kept up with "household formation among citizens" and non-citizen population growth has also inordinately affected rental markets.

Worst-case housing reports have been released regularly since 1991, but the 2025 findings mark a sharper warning about the illegal immigration crisis’ impact on the numbers.

HUD's 2025 report found that increased immigration has driven up housing prices, and that the "unrestricted" nature of the influx has both strained the housing market and priced-out many American families. The report found that an estimated 15 million illegal immigrants constitute 30% of all foreign-born residents.

Turner added in separate comments to Fox Business that HUD took away Federal Housing Authority-backed mortgages from illegal immigrants offered during the Biden administration, saying the former president "turned a blind eye" to the issue.

In California and New York, immigrants have accounted for 100% of all rental growth and over one-half of all growth in owner-occupied housing in recent years, the report found – while nationally, the foreign-born population accounted for more than 60% of the growth in rental demand.