Скачать или смотреть The Home Loan Process in 2026 [End to End Uncovered & Explained Simply]

Hunter Galloway - Home Loans Made Easy! If you're looking for a mortgage broker and live in Australia, we can help!

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Topics we cover.
How to get a quick home loan approval. Why the bank’s current home loan processes are so slow. Why the bank looks are all your documents. What a credit assessor is. What the bank does in the mortgage process. How will a mortgage broker help you in the home loan process? Why your broker looks at your payslips and bank statements in the home loan application process? What the bank does to speed up your valuation process and how a customer ordered valuation can help with this. How can you increase the speed of you? What is the difference between a bank assessor and bank credit officer? Where does the mortgage insurer come into effect to approve your loan? What a missing information request is. What a great mortgage broker does to have your application approve lightning fast. There are different teams which are accountable to different parts of the process and is why there is are so many delays with the bank completing their approvals. The banks will issue you your loan contract prior to settlement. What your banks solicitor and your solicitor will do.


00:00 The end-to-end home loan process explained simply.
00:20 The current market. Why the banks are so slow now?
00:48 Lenders’ turn around time are the slowest in three years.
01:01 What is home loan pre assessment?
01:39 What do mortgage brokers do prior to your application submission?
02:11 The valuation process?
03:04 What does a home loan assessment mean?
03:45 What does the bank do in the home loan assessment?
04:01 How does the mortgage insurance look at your application?
04:50 When the mortgage insurer reviews your application what they then do?
05:10 Your home loan is approved by the mortgage insurer, now what?
05:40 The approval letter is issued. Why are there delays in the bank’s processed for approval?
06:20 The banks process is more like a production line than it is anything else.
06:40 The loan documentation process.
07:01 Signing the loan documents and what you do.
07:20 Posting and Certification of these signed loan documents.
07:52 The bank’s confirmation that they are ready to settle and the settlement process.
08:25 All the steps involved when getting a home loan.
08:50 The typical time frames with the home loan process, for both approval and settlement.
09:20 Conclusion.


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